PolicyEngine

Utah 2026 Tax Changes Calculator

See the impact of Utah's 2026 legislative session tax reforms on Utah households

Utah 2026 Tax Changes

Utah enacted two major tax changes that take effect in 2026: Senate Bill 60 (SB60) reduces the state income tax rate from 4.5% to 4.45%, and House Bill 290 (HB290) expands the state Child Tax Credit by raising the income thresholds at which the credit begins to phase out. Together, these changes reduce state tax liability for most Utah households.

SB60 rate cut

Utah's state income tax rate drops from 4.5% to 4.45%, a 0.05 percentage point reduction applied to all taxable income.

HB290 CTC expansion

Raises the income thresholds at which Utah's Child Tax Credit begins to phase out, expanding eligibility for middle-income families.

Effective 2026

Both changes take effect for tax year 2026, affecting returns filed in early 2027.

Note: SB60 also lowers Utah's corporate franchise and income tax rate from 4.5% to 4.45%. That provision is not included in this analysis, which focuses on household-level impacts.

Parameter changes (2026)

ParameterPre-2026 lawCurrent law (2026)Change
State income tax rate (SB60)4.50%4.45%-0.05 pp
CTC phase-out threshold (single)$43,000$49,000+$6,000
CTC phase-out threshold (head of household)$43,000$49,000+$6,000
CTC phase-out threshold (married separately)$27,000$30,500+$3,500
CTC phase-out threshold (joint)$54,000$61,000+$7,000
CTC phase-out threshold (surviving spouse)$54,000$61,000+$7,000

References